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Homeowners Assistance Fund RI
Now Open for Applicants!
The COVID-19 pandemic has resulted in thousands of Rhode Island homeowners falling behind on their mortgage payments and housing-related expenses. RIHousing’s Homeowner Assistance Fund Rhode Island (HAF-RI) program will help eligible Rhode Island homeowners remain in their homes and is now open for applicants.
This program is only for homeowners.
If you need help with rental assistance, visit www.RentReliefRI.com.Questions?
Review the FAQs below for more information.
Help spread the word about the HAF-RI program.
HAF Program Eligibility Requirements
Homeowner applicants must meet all of the following criteria to be eligible for assistance:
- Your household must be below certain income limits which varies by household size. Click here to view Income Limits.
- You must own and occupy a 1 to 4-unit dwelling in Rhode Island
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You must have experienced a COVID-19 related financial hardship after January 21, 2020
– A financial hardship is a material reduction of income or material increase in expenses -
Your original mortgage balance must have been less than $548,250.
HAF-RI Application Documentation
Required information for the applicant and each household member includes name, date of birth, social security number, employment status and relationship to the homeowner.
Applicants will be required to submit copies of the following:
- Government issued Identification – Acceptable forms of ID include:
- Driver’s License
- State Issued ID
- Passport
- Military ID
- Permanent Resident Card
- Most recent mortgage statement
- Demand Letter or Foreclosure Notice from your Servicer (if applicable)
- Federal Tax Returns – A copy of your 2019 and 2020 Federal Tax Form 1040. This is typically the first two pages of your tax returns. If you are self-employed, also provide a copy of your Schedule C.
- Household Income Documentation – you will be asked to upload income documentation for all household members 18 years of age or older if they are currently receiving income. Examples include:
- Paystubs
- W-2
- 1099
- Unemployment Award Letter
- Social Security Award Letter
- Pension/Retirement Statements/Letters
- Disability (Temporary or SSDI) Award Letter
- Worker’s Compensation Documentation
- Rental Property Income
- Dividends or Investment Statements
We understand there may be difficulties in providing all the documentation due to challenges related to the pandemic. Please do not let that discourage you from applying. Once the program opens to applicants, we will provide contact information on where to reach out for information on acceptable document substitutions.
Having all of the above information readily available should allow applicants to complete the application as quickly and as smoothly as possible.
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